Sc=
holarship
scams have been around for years.
According to the Federal Trade Commission, if you hear these lines f=
rom
a scholarship service, you may be getting duped:
&#=
8220;The
scholarship is guaranteed or our money back.” No one can guarantee that you̵=
7;ll
get a grant or a scholarship.
Refund guarantees often have conditions or strings attached. Get refund policies in writing, an=
d read
the fine print.
&#=
8220;You
can’t get this information anywhere else.” There are thousands of scholarship=
s you
can research through free means.
It’s highly doubtful that a company would have an exclusive li=
st
of scholarships that you can’t find through another source.
&#=
8220;I
just need your credit card or bank account number to hold this
scholarship.” Don’=
;t
give your credit card or bank account number without getting information in
writing first. You might beco=
me the
victim of an unauthorized withdrawal from your account.
&#=
8220;We’ll
do all the work.” Don’t be fooled. You must apply for scholarships or
grants yourself.
&#=
8220;The
scholarship will cost money.”
Don’t pay anyone who claims to be “holding” a
scholarship or grant for you.
You’ve been selected” by a “national foundation” to
receive a scholarship, or “You’re a finalist” in a contest
you never entered. Before you=
reply
to a scholarship offer you didn’t initiate, check it out. Make sure the foundation or progra=
m is
legitimate.
What to do if you suspect an =
offer
is a scam
<=
/p>
St=
art with
your school counselor. Also, =
the
following organizations can help you decide if an offer is legitimate. They will tell you whether they ha=
ve
received any complaints about the company, or whether the company is curren=
tly
under investigation. Look for=
these
organizations online or call for more information:
--=
Better
Business Bureau (BBB) in the city where the scholarship service is located<=
o:p>
--=
Federal
Trade Commission, 1-877-FTC-HELP or www.ftc.gov/scholarshipscams
--=
State
bureau of consumer protection
--=
State
attorney general’s office
--=
National Fraud Information
Center (NFIC), www.fraud.org
Fo=
r more
information about scholarship scams, visit www.finaid.org=
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